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We live in a troubled world, one in which democratic freedoms only gained within the last …
In 2010,we were told that austerity was needed because the UK National Debt was out of …
On 1st July 2021, the UK Government announced an "Access to Cash Consultation". Legislation is promised on …
You have to understand history to understand the position the UK public find themselves in today …
In 2013, David Cameron promised that a referendum on the UK's future relationship would be staged …
2021. Not a year starting with great optimism, though it could hardly be worse than 2020! What do …
There are "experts" who argue that there are only 2 million people in the UK who …
Frankly, there is too much discussion in the UK - and around Europe - surrounding the …
My love affair with cash started with my parents. I was born in the 1950s, entering the …
I am mature ( NOT old) enough to remember when there was no "Space Race". I can …
There is much speculation about the extent of the comeback cash will make after the latest …
The Coronavirus Business Interruption Loan Scheme (CBILS), launched with a fanfare of trumpets by the UK …
One of the aspects of the current Coronavirus Pandemic that makes my blood boil is the …
As I write this, the world is in the grips of the coronavirus. Thousands of people have …
Time to wish a happy 21st Birthday to the ATM installation that changed the face of …
I am both delighted and honoured to have been elected the new Chairman of the Cash …
The British Retail Consortium (BRC) - a trade association which represents 80% of Big Box UK …
The British Retail Consortium (BRC) - a trade association which represents 80% of Big Box UK …
Much hype surrounds the digitalisation of society. Here’s the stark reality though – WITHOUT CASH, MANY …
Crypto Currencies - Bitcoin being the most famous one - have been around for years. For all …
In an era when many banks feel they must cut their costs by closing branches and ATMs, it …
In this interview, payment expert Ron Delnevo stresses the importance of having legislation in the UK …
I started scribing this article on July the 4th, so it is perhaps natural that my British …
I am a decisive person. I favour action over endless debate and discussion. Winston Churchill said “Meeting jaw to jaw …
The current definition of "Legal Tender",as set out by the Bank of England, is not fit for …
People may think I am joking when I say I have written to Mark Carney, Governor …
I was very disappointed to see in the recent UK Access to Cash Review the headlined …
The Access to Cash Enquiry - funded by the LINK ATM Network but intended to be …
The public EVERYWHERE have a right to expect Payment Choice, the right for every individual to use …
This morning, the UK Access To Cash Review released Part 1 of their report. The document issued …
You may be aware that there are on going discussions in Brussels about Dynamic Currency Conversion …
I have been warning UK retailers for years that they badly need cash as an alternative …
Which? has issued a report that claims the Big 5 Banks in the UK are closing their …
If you want to know how banking has changed, read on. In the early 1990's, a business …
Last week, the UK government launched a consultation entitled "cash and digital payments in the new …
I will never forget the occasion. My appearance before the Treasury Select Committee (TSC) in February …
The LINK UK ATM Network announced a few months ago that it planned to reduce ATM …
LINK ATM Network are proposing an arbitrary cut of 20% in ATM interchange fees, phased over …
Sir Mark Boleat, Chairman of LINK Scheme Holdings Limited ( AKA LINK ATM Network) has informed …
If you live in the UK and don't already know that the LINK UK ATM Network …
The current arguments threatening to undermine the LINK Free-to-Use ATM Network are bringing to a head …
I founded Cash-is-Cool way back in 2010. I did so because cash, the worlds favourite payment method, …
Every time I catch the BBC News and hear pro Brexit speaker, it makes my blood boil. I …
In an ideal world - one I have never even glimpsed - ATMs would still have …
In the last couple of weeks, there have been two revelations in the media purporting to …
Before you get too excited - or happy - about the news that merchants will no …
The investigation into the Grenfell Tower fire will take months. However, the Government response to support the …
Question: how many people are registered to vote in the UK? Very easy. Answer: at the end of …
There are calls in the Sunday Times today for John Griffith-Jones to relinquish his role as …
I was speaking at the excellent Reconnaissance International "High Security Printing Conference" in Baku earlier this …
A few weeks ago,the European Commission issued a document asking anyone interested to comment on whether …
I was very pleased to speak in February at the Westminster Business Forum event "The future …
Every day, there are reports of the financial strain on Public Services in the UK. The National …
What is something worth? It is simply what you are prepared to pay. A very simple truth and …
I don't do New Year Resolutions. Actually, I don't really do celebrating the New Year. I …
Strikes were a thing of the past in the UK - or so we thought. Margaret Thatcher …
On 19 May this year I was waiting impatiently at Stockholm Airport for news as to when …
Customer service in the UK is generally appalling. Cost cutting has left most so-called service organizations with …
George Osborne may have been a supporter of "Remain" in the UK EU Referendum BUT, for …
I was speaking earlier this week at the Wincor Nixdorf International Management Seminar in Madrid. My …
The Riksbank - the Swedish National Bank - last week called on the Government to take …
The UK Government has been telling us since 2009 that austerity has been needed to restore …
When you listen to George Osborne or read most British newspapers, you would be forgiven for believing …
There are stories on the internet that Swedes are keeping their spare cash in microwave ovens, …
Jeremy Corbyn is the new Labour leader. Only seven words, but enough to get you committed only …
The sad picture of a 3 year old boy, dead and alone on a beach, provoked …
Almost three years ago, I was having what I will just call a disagreement with someone …
I have always said voting should be compulsory - BUT I WILL NOT BE VOTING IN …
I have been involved in the UK payments industry for 15 years or more. During that …
I love Manchester. It is a vibrant City, with some impressive buildings and much excellent redevelopment, …
Had I opted to have a vote in the Scottish Referendum - I could have done …
Everything Everywhere is a TERRIBLE name. The clown who thought it up should be painted Orange …
I travel quite extensively and everywhere I go, I witness the frantic efforts of Visa and other …
I am still debating in my own mind whether I can give up the time required …
It seems that all over the EC, in almost every one of the 28 Member States, …
Even I, a great lover of cash, was somewhat surprised to learn last week from the …
The shocking fact and management of the sacking of David Moyes give a stark insight into …
The search is on for the person who will head up the new Payment Systems Regulator. This …
Some people have had bad experiences in their dealings with UK banks in recent years.Then again,many millions …
Some years ago, I mounted a campaign to save the Portman Building Society from takeover. I …
The 2014 Budget is a landmark for all of us who hold freedom of choice and …
Business Rates have been a nonsense from the outset. Valuations based on the notional rental values …
Looking out of my window this morning,I can see a large body of water. In the UK …
Very good news from the Post Office in the last few days-they will not be closing …
The year has started well as far as good news is concerned. First, retailers announced that Christmas …
I have made the point many times recently that the UK needs a strong, healthy banking …
More stories in the newspapers yesterday about how banks have managed loans/bad debt. Some of the alleged …
Another week, another banking "scandal". The story in sundays UK newspapers was of alleged drug purchases by a …
All those years ago when Governments started to sell off UK Utilities, the dangers were easy …
I read an article this morning which highlighted that more and more people are starting their …
I am currently attending a security conference in London. Criminals are always looking for new ways to …
Every year,the British Retail Consortium publishes a survey of members transaction costs.Those members represent 80% of …
I must first confess myself to be an expert witness. I have been the benificiary of …
It is particularly ironic that the Government should choose this moment to privatise profitable Royal Mail,just …
The idea that the Press should be free to print anything they like about politicians-or their …
I did not agree with the privatisation of utilities. It never made any sense to me …
Really good news that the Government has finally started with the disposal of the publics-you and …
Whatever opinion polls say today, by the time the next General Election arrives in 2015, I …
I have been speaking at a conference this week (and again next week!). At this weeks' conference, …
It is not widely realised that over 40% of all Transport for London (TfL) revenue comes …
Financial Services will undergo radical change over the next few years. Change is being forced …
Anyone who knows me at all well will know I do not "like" Tesco. My …
I keep seeing articles advising people of 5/15/25 steps they can take to become better leaders. I …
Those who do not have the potential to receive massive bonuses are in most cases very …
Apple has applied for a patent for an App that puts together locally those who need …
Last week, I was lucky enough to meet and listen to Stephen J. Dubner, co-author of …
A situation has arisen in Europe that has the potential to restrict the Public's convenient access …
Tim Yeo, Chairman of the Commons Climate Change And Energy Committee, has informed the UK Public …
The recruitment advertisement that appeared in the most recent edition of the Sunday Times speaks volumes …
It is always good to have at least one person agree with you. With 7 billion …
I am happy to report that I resigned from the Board of the UK Payments Council …
It seems that "experts" (aka Estate Agents) are predicting a boom in house building and house …
Apparently on average the British Public - that's you and me - change banks every 26 …
It has just been announced that rail season tickets are to increase in price by more …
I promised to examine the impact of foreign investment, especially in infrastructure. No better example than the power …
Britain hasn't been invaded by a marauding army since 1066 BUT these days one doesn't need …
When my company installed the very first Independent ATM in the UK in 1998, …
The Chancellor George Osborne has received some criticism in the last few days for A) sitting …
The Presidential election in the United States gives an invaluable insight into how politicians use - …
The response of the UK ATM industry to the Government request to allow charitable donations at …
One of major issues I have with "modern" business thinking is that most people in business …
The most worrying statistic I have heard in the last week or two is that whilst …
I am delighted that the Government has signalled its intention to bring back competitive sports into …
I have been fortunate to travel the World, enabling me to experience first hand the lifestyles …
One of the incredible aspects of the LIBOR fixing scandal is that relatively junior …
Am I alone in being really ****ed off at the advent of self-checkouts? We have over 2 …
I caught part of Jeremy Paxman’s excellent documentary "The Empire" the other night. The programme took us …
I attended a really depressing conference last week. The conference was about the effectiveness of UK financial …
It has been bemusing this week to see various politicians pontificating about football. Most people recognise that …
In modern economies very few people seem to want to do anything themselves. That explains why construction, …
A huge row blew up before Christmas about the commissions paid by the UK public - …
I have just finished reading the obituary of Christopher Hitchens, one of the greatest intellectuals of …
There has been much publicity in the last week or two about the threat of strikes …
One of the most heartening pieces of news I have read for some time was in …
I have just seen the truly dreadful transaction levels achieved by contactless cards in the UK …
We all know that International Card Schemes view cash as their enemy. How do we know? Because …
The Bank of England has announced that it is still very difficult for small businesses and …
This is the time of the year, when the football world goes a little mad. On the …
The senseless death and destruction visited on parts of our country last week has to make …
I find it hard to credit (pun intended) that the World's largest economy - the USA …
We all know how easy it is to move a mobile phone number now-or even a …
I am delighted to be contributing to this excellent Web Site and there can be no …